The first step to improve your credit score is to obtain a copy of your credit report so you can know how you rank now. For official free credit reports contact www.annualcreditreport.com or call toll-free 1-877-322-8228. You also can mail a completed Annual Credit Report Request Form to: Annual … [Read more...]
How Much Home Can I Afford?
We have examined the credit score and how to improve it. The next step in buying a home is to determine how much money you can borrow. The amount that you can borrow along with the money you have saved for a down payment will determine how much money you can spend on a house. To understand how … [Read more...]
Rent or Buy? The Cost is Going UP!
Whether you continue to rent or decide to buy a home, according to recent Zillow 2014 housing projections, the cost is going up. Zillow projects home prices to increase nationally by 3%, mortgages to rise to 5% interest rate by the end of the year and rents to go up by 2.5% on average. If it … [Read more...]